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Showing posts with the label Credit

Staying Sober Through The Day

Work seems to help me and keeping my attitude towards God , and prayer keeps my mind offf of the drink thing. During the day I listen to music while I drive to different accounts around the area I live. I enjoy my music and my car, so most of the time I am occupied by work and driving during the day. I have been known to do a little bit of gambling online when I am not working a full day and I don't think this is positive for anyone. Like , I said from the beginning I am only human and I write this blog to keep track of my progress through the years of sobriety.
I attend AA meetings twice a week and sometimes more and sometimes not at all. I do find a spiritual connection when I go and I am glad when I go . The problem during the week is when I get home from a long day, I cook and feed and play with my Labrador and then relax playing my music and eat and then go to bed. Its been a good habit , yet sometimes a break in my habits are good also.I don't usually break my haits of p…

Re-building Credit after Hitting Bottom Due to Drugs and Alcohol

Most of us have hit a bottom in our life leaving behind unpaid bills and bad credit. It is not unusual to be in such a situation after drinking and drugging. So I decided to tell you how I got my credit back after being below a 500 score on FICO. It is very easy to do, and it does take time. Here are a few tips that worked for me, and I actually have driven my credit rating up to 710 and have new credit cards.

The first thing is all those letters you get for being behind, forget them. Do not pay them. Find a credit company online that will work with you in deleting these negative remarks. Even if you owe on these they can be destroyed. It cost money but only about 45 a month, I don't want to endorse anyone, but hunt around for anyone that charges about that much. They usually dispute up to 5 items on your credit report and it actually works.

After that is done, your credit score will start to rise after a month or two, and you will be eligible for credit cards at the following com…